New York Accident Prevention Course

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Defensive Driving Course for New York

Online New York Defensive Driving Course

The New York State DMV has approved our New York Defensive Driving Course for point and insurance reduction. This online New York defensive driving course provides you with specific training on how to stay safe while driving. The goal of the course is to minimize potential risks involved in driving, however, the benefits for insurance and traffic ticket reduction are also valuable.

By successfully completing this NY defensive driving online, you'll secure a mandatory 10% insurance reduction each year for three years. You can also reduce up to four points on your driver's license. This New York State approved driving safety course is completely online. It meets all New York DMV requirements and gives New York motorists easy access to the New York Point and Insurance Reduction Program benefits.

Online Course for New York Insurance Discount

To receive a guaranteed car insurance discount, take this online Insurance Reduction Course, which is approved by the NYS DMV. You can reduce your car insurance in the base rate of liability, no-fault and collision premiums for 3 years by completing this course. Plus, simply take this course once every three years to keep your car insurance reduction.

This course and its insurance reduction benefits are open to NY drivers of all ages. Our 100% online New York defensive driving course is easy from registration to completion. No final exam is required! In addition to your insurance discount, you can also receive, if applicable, a reduction in traffic ticket points. To get started, register for the NYS DMV course, and then present your completion certificate to your car insurance provider. Most students save about $400 a year!

Point Reduction Course

If you have received points on your driving record within the last 18 months our online New York state DMV approved course allows you to reduce your active point total by up to four points. Completing this New York defensive driving course not only gives you a 10% car insurance reduction for 3 years but is also used for traffic ticket point reduction.

How does it work? To qualify for point reduction you must have received the points within 18 months of course completion. Completing this course does not affect points received for earlier violations or future violations. If you meet this criteria you are eligible to reduce your active point total by up to four points. Note: The term “point reduction” means the New York State DMV will not count up to four points on your driving record toward license revocation or suspension.

This is the easiest way to reduce your active point total by up to four points and with the convenience of the online format you have the flexibility to fit the course in with your schedule. No classroom or final exam is required, it’s that simple.


Copyright © 2009, American Safety Council, Inc. (Sponsoring Agency 029). *Successful completion of 320-minute Internet course by principal operator of insured vehicle provides 3-year, 10% reduction in base rate of motorist’s current car liability, no-fault & collision premiums.**Point reduction benefits can be applied once within 18 months and reduce as many as 4 points from record. Reduced points remain on the driving record but are not counted by NYS DMV against the license. Point reduction does not remove, delete, subtract or erase violations, convictions or points, or prevent or cancel a mandatory revocation or suspension for violations such as DWI, DWAI or three speeding violations within 18 months.